Organization Insurance for our Affiliate Member Societies

Society Annual Renewal Period: 2/15/2023-2/15/2024

Through a program established by the Eastern Federation, organizations can purchase low cost liability and/or accident insurance to cover their activities including field trips. Liability Insurance may be required for access to collecting sites.  (See below for Insurance Certificates Contact)


Liability Insurance

A policy to protect our Affiliate Societies and its Members against damage that may be caused to another party (person or property). It is not the intent of this policy to protect the individual Society member from damage they may do or cause to themselves or to their own property. The EFMLS insurance is referred to as a “third party” policy, i.e. it is written to protect the Society and its members against loss for damage caused by or action of one of its Society members against another party. In other words it is insurance against loss resulting from liability (obligations) for injury or damage to the person or property of others.

POLICY: Commercial General Liability



$2,000,000.00             General Aggregate
$2,000,000.00             Products / Completed Operations Aggregate
$1,000,000.00             Personal / Advertising Injury
$1,000,000.00             Per Occurrence 
$ 50,000.00               Damage to Premises Rented
$ 5,000.00                Medical Payments (Any One Person)
$ 2,500.00                Deductible   BI/PD  PI & AI   ALAE  Per Claim


Premises/Operations; Incidental Product Liability; Blanket Contractual; Broad Form Property Damage; Personal Injury; Club Members as Additional Insureds; Medical Expenses; Limited Worldwide Liability; Host Liquor Legal Liability; Automatic Coverage at Newly Acquired Locations; Non-Owned Watercraft; Fire Damage Liability.

NAME INSURED: Eastern Federation of Mineralogical & Lapidary Societies, Inc.; Each member Society, Each member.

AGENT: Brown & Brown Insurance Agency
500 Plum St., Suite 200; Syracuse, NY 13204.
Contact: Eileen Wimmer 1-800-426-1120; (P) 315-671-8833 (F) 315-703-9519

COMPANY: Burlington Insurance Company

February 15, 2022 – February 15, 2023

RATE: $3.4958  per member.


Mail Payments To:

Make all checks payable

and mail to address below!

P.O. Box 20394
West Palm Beach, Florida 33416

Insurance Certificates Contact

*If a Property Owner requires proof of insurance, please contact our Account Manager DIRECTLY*

Eileen Wimmer CISR l Account Manager

Brown & Brown of New York, Inc., dba
Brown & Brown Empire State {NYSE-BRO}
500 Plum Street │ Suite 200 │Syracuse, NY 13204

(P) 315-474-3374 Ext. 322 │ (F) 315-703-9519
Hours – 7:30 – 4:00 Monday – Friday