Affiliate Insurance

A policy to protect our Affiliate Societies and its Members against damage that may be caused to another party (person or property). It is not the intent of this policy to protect the individual Society member from damage they may do or cause to themselves or to their own property. The EFMLS insurance is referred to as a “third party” policy, i.e. it is written to protect the Society and its members against loss for damage caused by or action of one of its Society members against another party. In other words it is insurance against loss resulting from liability (obligations) for injury or damage to the person or property of others.

POLICY: Commercial General Liability

LIMITS:

COMMERCIAL GENERAL LIABILITY POLICY

$6,000,000.00             General Aggregate
$2,000,000.00             Products / Completed Operations Aggregate
$1,000,000.00             Personal / Advertising Injury
$5,000,000.00             Per Occurrence 
$ 50,000.00               Damage to Premises Rented
$ 5,000.00                Medical Payments (Any One Person)
$ 2,500.00                Deductible   BI/PD  PI & AI   ALAE  Per Claim

COVERAGE:

Premises/Operations; Incidental Product Liability; Blanket Contractual; Broad Form Property Damage; Personal Injury; Club Members as Additional Insureds; Medical Expenses; Limited Worldwide Liability; Host Liquor Legal Liability; Automatic Coverage at Newly Acquired Locations; Non-Owned Watercraft; Fire Damage Liability.

NAME INSURED: Eastern Federation of Mineralogical & Lapidary Societies, Inc.; Each member Society, Each member.

AGENT: Brown & Brown Insurance Agency
500 Plum St., Suite 200; Syracuse, NY 13204.
Contact: Eileen Wimmer
(TF) 1-800-426-1120; (P) 315-671-8833 
E-mail: eileen.wimmer@bbrown.com

COMPANY: Burlington Insurance Company

POLICY PERIOD:
January 1, 2026 – December 31, 2026

RATE: $4.83  per member.